Do you lack the time or ability to handle day-to-day financials for someone unable to care for him/herself?

Do you feel intimidated by numbers or uncomfortable playing this role?

Would you prefer that a neutral third party manage the financial transactions and reporting of guardianship?

Serving as a caregiver, legal guardian or lay trustee is a very sensitive role, and often an emotional one. CoHo understands the complexity of this responsibility and can take the weight off your shoulders, with tailored expertise to help you manage another’s finances.

Well-versed in trusts, guardianships and other situations exactly like yours, we provide help that is empathetic, caring and respectful – so you can do the right thing for the individual entrusted to you.

CoHo will also work seamlessly with your CPA, lawyer and other advisors, and can assemble the right experts to complete your professional team.

CoHo will be with you every step of the way; our goal is your peace of mind.

Our flexible solutions—outsourced or contracted, ongoing or project work—include these services:


Trustee or Co-Trustee Role
  • Coordinate with custodians and others
  • Manage professional team, including tax specialists, trusts and estates attorneys, money managers, custodians and related service providers
Financial Operations Management for Trust/Estate and/or its Beneficiary(ies)
  • Set up Quicken/QuickBooks
  • Develop budgets, cash flow analyses and spending plans
Daily, Weekly and Monthly Money Management for Beneficiaries
  • Manage mail and bill payment for the trust/estate or the beneficiary(ies)
  • Book and maintain accounts payable
  • Reconcile accounts
Estate Reporting
  • Assemble reports on estate value at time of death and upon release from probate
  • Prepare statements indicating how estate funds were spent while in probate
Manage Estate Inventory, Evaluation and Valuation
  • Create and track estate’s inventories
  • Prepare documentations and reports for securities valuation, hire experts to appraise other assets, such as cars, coin collections, jewelry, precious metals and real property
  • Provide accountings and documentation attesting to these valuations, including court testimony, if necessary


Working for the guardian on behalf of the ward or for the ward directly; working together with adult children and their elderly parents.

Financial Plan and Implementation
  • Create a budget and spending plan for the ward, in tandem with the parties responsible for the ward’s income streams (see below)
  • Review long-term financial obligations
Daily, Weekly and Monthly Money Management and Oversight
  • Review all mail with ward or guardian, including requests for donations or offers
  • Pay bills
  • Reconcile accounts
  • Provide weekly, monthly and quarterly reporting for to the ward or guardian/client
  • Complete the annual reporting requirements for the Guardianship to the Courts
Coordination with Care Professionals and Family
  • Trust officer or custodian – for trust-derived income, collaborate to ensure disbursements align with ward’s needs, availability of emergency funds
  • Attorney – ensure Medicaid planning is considered
  • Financial planner, T&E attorney – ensure estate planning is reviewed
Payroll for Home Care Workers
  • Calculate and produce paychecks
  • Prepare and file employment tax returns (quarterly, annual W2/W3)
  • Provide your tax preparer with data needed to complete your Schedule H, and you with quarterly tax payment information